HELOC rates today, October 30, 2025: Don't get a HELOC today, but start shopping. Here's why

**Summary:**On October 30th, home equity line of credit (HELOC) rates are expected to drop following the Federal Reserve's recent rate cut. With the average weekly rate at a record low of 7.75%, homeowners with good credit and low loan-to-value ratios can benefit from this opportunity. HELOCs allow homeowners to borrow against their equity without refinancing, making them an attractive option for home renovations or repairs. However, it's essential to consider introductory rates, fees, and repayment terms, as variable rates can increase over time.The Daily News Now! — Every city. Every story. AI-powered. Hosted on Acast. See acast.com/privacy for more information.